Why choose CFCU? Great rates, great products, local servicing and more! CFCU closes all of our mortgage loans in house, we do not use an outside attorney office for closings. And we pass that savings on to you. We take care of your mortgage application from the time you pre-qualify to the time you close. After closing, your mortgage loan will be serviced by CFCU, we do not sell the servicing of your loan to another institution so you always have local service.